Prácticas de gestión y sostenibilidad en las empresas microfinancieras en Colombia: aplicación del análisis discriminante para clasificación de clientes de microcrédito de la Cooperativa Multiactiva de aporte y crédito solidarios

Abstract

Cooperatives in our country have begun to form part of the financial activities within the economy and increasingly are gaining more share of this market projecting themselves in our country as leaders in activities such as credit and savings for those who do not accomplished the requirements of the banking system. This document contains information about the history of microcredit cooperatives in Colombia and also contains an application of discriminant analysis to see the likelihood that a client or fall into default.